If you still choose to proceed, at minimum run the APK through and use a dedicated, non-primary device with no personal accounts or payment info.
Distributing modded APKs is a violation of the Digital Millennium Copyright Act (DMCA). While downloading is rarely prosecuted, you are still technically stealing intellectual property from authors who rely on coin purchases to feed their families.
Therefore, many users who download these "Top Mods" end up with an app that looks hacked but functions exactly the same as the free version—only buggier and slower.